Plentina is a fintech company in the Philippines offering a Buy Now, Pay Later (BNPL) service, allowing Filipinos to shop for products and services from partner merchants and pay in installments with a reasonable service charge. Founded in 2019, Plentina has quickly gained trust, securing US$2.2 million in funding in 2021. It aims to unlock financial services for the emerging middle class by providing an easy application process, quick turnover of loan proceeds, and no interest charges, only a service fee based on the repayment period.
Using Plentina services is beneficial for cash-strapped Filipinos looking for a flexible financing option. Unlike traditional loans that provide cash, Plentina offers store credits or vouchers for use at partner merchants, promoting responsible borrowing and spending. With no interest charges and only a reasonable service fee, users can manage their finances better. The platform also supports various repayment periods, making it easier to plan and budget repayments according to one's financial situation.
Plentina charges a service fee instead of interest, making loans more affordable over the repayment period.
Offers three repayment periods (14, 30, and 60 days), allowing borrowers to choose the most convenient option.
The application process is straightforward, with immediate access to loan offers upon account verification.
Plentina has partnered with various merchants, providing users with multiple options for shopping.
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