Plentina is a fintech company in the Philippines offering a Buy Now, Pay Later (BNPL) service, allowing Filipinos to shop for products and services from partner merchants and pay in installments with a reasonable service charge. Founded in 2019, Plentina has quickly gained trust, securing US$2.2 million in funding in 2021. It aims to unlock financial services for the emerging middle class by providing an easy application process, quick turnover of loan proceeds, and no interest charges, only a service fee based on the repayment period.

Using Plentina services is beneficial for cash-strapped Filipinos looking for a flexible financing option. Unlike traditional loans that provide cash, Plentina offers store credits or vouchers for use at partner merchants, promoting responsible borrowing and spending. With no interest charges and only a reasonable service fee, users can manage their finances better. The platform also supports various repayment periods, making it easier to plan and budget repayments according to one's financial situation.

Apply Today

Advantages of Plentina

No Interest Charges

Plentina charges a service fee instead of interest, making loans more affordable over the repayment period.

Flexible Repayment Periods

Offers three repayment periods (14, 30, and 60 days), allowing borrowers to choose the most convenient option.

Quick and Easy Application

The application process is straightforward, with immediate access to loan offers upon account verification.

Wide Range of Partner Merchants

Plentina has partnered with various merchants, providing users with multiple options for shopping.


What our customer says about Plentina

Hear from delighted customers who've found success with Plentina

User Experience
Customer Support
Product/Service Range

I am genuinely impressed with Plentina for their level of Trustworthiness. Throughout the process, I was always provided with full and transparent information about the loans and conditions, making me feel at ease when making decisions. The customer support team is also very professional and attentive. Thank you, Plentina, for being there for me!"


When searching for a reliable lending service, I chose Plentina and was not disappointed. The User Experience from the first step to receiving the loan exceeded all my expectations. They have a rich array of products/services that cater to all my financial needs. The team at Plentina is always ready to answer any queries and support any issues quickly.


One of the things I value most about Plentina is their Range of Products/Services. Whether you need short-term or long-term loans, Plentina has the right solution. Moreover, their customer support team is truly excellent, always listening and resolving any of my concerns swiftly and efficiently. It was a great experience working with Plentina.


You might also like



Zazu lending

Zazu lending