Paghiram is an innovative online lending platform in the Philippines offering quick, convenient, and collateral-free personal loans. With a simple application process through a mobile app, Paghiram provides Filipinos with an accessible financial solution. Loans range from PHP 2,000 to PHP 100,000 with terms from 91 to 180 days and annual interest rates between 10% to 28%. The platform ensures fast approval and fund transfer, prioritizing user privacy and security without requiring any collateral.

Using Paghiram is ideal for Filipinos seeking immediate financial assistance without the hassle of traditional loan applications. Its online platform eliminates the need for physical paperwork or visits, offering a straightforward application process that can be completed in minutes. With competitive interest rates, flexible loan amounts, and terms, Paghiram caters to a wide range of financial needs. Additionally, its commitment to user privacy and security makes it a trustworthy option for personal loans.

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Advantages of PagHiram

Convenient and Fast Application

Download the app, submit information online, and select the loan amount for a process that can be completed in as fast as 7 minutes.

No Collateral Required

Paghiram offers a completely collateral-free lending experience, requiring only a valid ID for loan applications.

Flexible Loan Terms

With loan terms ranging from 91 to 180 days and the option to extend, Paghiram provides flexibility to suit various repayment capabilities.

Multiple Repayment Options

Repay through convenience stores, bank transfer, or e-wallets like GCash and PayMaya, offering ease and accessibility.


What our customer says about PagHiram

Hear from delighted customers who've found success with PagHiram

User Experience
Customer Support
Product/Service Range

I am genuinely impressed with PagHiram for their level of Trustworthiness. Throughout the process, I was always provided with full and transparent information about the loans and conditions, making me feel at ease when making decisions. The customer support team is also very professional and attentive. Thank you, PagHiram, for being there for me!"


When searching for a reliable lending service, I chose PagHiram and was not disappointed. The User Experience from the first step to receiving the loan exceeded all my expectations. They have a rich array of products/services that cater to all my financial needs. The team at PagHiram is always ready to answer any queries and support any issues quickly.


One of the things I value most about PagHiram is their Range of Products/Services. Whether you need short-term or long-term loans, PagHiram has the right solution. Moreover, their customer support team is truly excellent, always listening and resolving any of my concerns swiftly and efficiently. It was a great experience working with PagHiram.


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