PJH Lending Corporation

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Loan Tenure

Loan Amount

Approval Duration

PJH Lending Corporation Loan Review

PJH Lending Corporation, a premiere lender and a pillar of the Philippine financial system, has been unwaveringly uplifting people and families for years. The business has grown throughout the archipelago and now provides a wide range of financial solutions to meet the various demands of its customers. PJH Lending Corporation has established itself as a reliable partner in achieving goals and desires because to its dedication to responsible lending and profound comprehension of the Filipino people.

4.5

What our customer says about PJH Lending Corporation

Hear from delighted customers who've found success with PJH Lending Corporation

Trustworthiness
User Experience
Customer Support
Product/Service Range
Transparency
Innovation

What is PJH Lending Corp?

Established in Cebu, PJH Lending Corporation (Certificate of Authority No. CEO-168 granted by SEC on March 15, 1999) has significantly grown and now has over 200 employees nationwide. The company offers various cash loan products such as OFW Pre-departure Loans, Vehicle Mortgages, and Non-Collateralized Loans for Non-OFW clients. Their primary mission is to assist Overseas Filipino Workers by providing loans with low interest rates with no advanced interest and no collateral. Beyond financial assistance, PJH Lending also aids in the deployment of migrant workers and provides guidance from pre-departure expenses to reintegration upon returning to the country.

Information About PJH lending

  • Loan amount - PJH Lending Corporation offers loans amounting from PHP 25,000 to PHP 500,000
  • Interest rate - PJH Lending loans are affordable with low interest rates and no collateral required. It is also worth noting that PJH Lending do not ask for cash out or advanced interest.
  • Loan tenure - 3 - 12 months. In addition, a borrower can pay the first payment 2 months after the release of cash.
  • Approval duration - from submission of application and documents to approval, the loan process takes 24 hours

PJH Lending loan requirements

  • Document type - 2x2 picture, government-issued ID, passport copy, birth certificate (if single), marriage contract (if married), latest original electric bill
  • Employment - contract, OEC, VISA & ticket
  • Verification - 24 hours after submission of requirements

How to increase PJH Lending loan?

Consider proving that you have a steady and good payback history on your current loan if you want to increase the amount of your next one from PJH Lending. Your case might also be strengthened by including supporting documents of your increasing assets or income. Additionally, looking into ways to combine several loans into one bigger loan with PJH Lending will simplify your finances and possibly make you eligible for a larger loan amount. It's best to speak with a PJH Lending professional to go over particular needs and approaches catered to your unique situation.

Is PJH lending corporation legit?

Yes. PJG Lending Corporation is a legitimate company that is SEC registered with registration number C199900197.  However, it is still recommended to do a thorough research like reading this PJH Lending Corporation review or visiting their website before committing to a contract to be aware of all pros and cons.

Advantages of PJH Lending Corporation

PJH Lending Corporation bridges financial gaps with nationwide accessibility, ensuring Filipinos, from bustling cities to the countryside, can easily access their loan products. With swift processing and low-interest rates, their services are tailored for convenience and affordability. They also go the extra mile for overseas Filipino workers (OFWs), offering not just financial solutions but also comprehensive support—preparing them for success abroad and reintegration back home. PJH Lending is more than a lender; it’s a reliable partner in achieving financial goals.

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Malawak na Saklaw ng Serbisyo

Mayroong mga opisina sa buong Pilipinas, ginagawang madali at accessible ang kanilang serbisyo.

Mababang Interes

Nag-aalok ng pautang sa mababang interes para sa mga Pilipinong manggagawa sa ibang bansa.

Mabilis na Proseso

Mabilis at madaling proseso ng aplikasyon para sa mga nangangailangan ng pautang.

Suporta sa Migrant Workers

Nagbibigay ng gabay at suporta mula sa pre-departure hanggang sa reintegration pagbalik sa bansa.

Conclusion

Unquestionably, PJH Lending Corporation has cemented its standing as a pillar of the Philippine financial system. It has become a lifeline for many people and families, especially Overseas Filipino Workers (OFWs), because to its persistent dedication to offering easily accessible, reasonably priced, and effective financial solutions.

In conclusion, PJH Lending Corporation is a reliable partner for Filipinos in need of financial aid because of its steadfast support as well as its effective and reasonably priced services. Its capacity to satisfy the changing demands of its clients is demonstrated by its continuous development and expansion, which has cemented its standing as a pillar of strength in the Philippine financial system.

4.9

What our customer says about PJH Lending Corporation

Hear from delighted customers who've found success with PJH Lending Corporation

Trustworthiness
4.2
User Experience
4.4
Customer Support
4.7
Product/Service Range
4.1
Transparency
5
Innovation
5
4.3

4.4

4.1

Frequently asked questions

How to loan in PJH?

To process a loan at PJH Lending Corporation, you'll need to follow these general steps:

  • Gather Required Documents
    • Personal Identification: Valid government-issued ID (e.g., passport, driver's license, SSS ID)
    • Proof of Income: Employment contract, salary slips, or other income verification documents
    • Proof of Address: Recent utility bill or rental agreement
    • Other Documents: Depending on the loan type, additional documents may be required (e.g., vehicle registration for car loans, marriage certificate, birth certificate)
  • Visit any of the PJH Lending Branches - Locate the nearest PJH Lending branch and visit during their operating hours. Bring all the required documents with you.
  • Submit Loan Application - Fill out the loan application form provided by the PJH Lending representative. Provide accurate and complete information.
  • Undergo Document Verification - PJH Lending staff will verify the authenticity and completeness of your documents. They may need to contact your employer or other references for verification.
  • Await Loan Approval - The loan approval process typically takes 24 hours. By then you will be notified of the loan decision.
  • Sign Loan Agreement - If your loan is approved, you will need to sign the loan agreement outlining the terms and conditions.
  • Receive Loan Disbursement - Once the agreement is signed, the loan proceeds will be disbursed to you, either through cash or bank transfer.
What are the requirements for PJH Lending?

To apply for a loan at PJH Lending Corporation, you'll typically need to provide the following documents:

Basic Requirements:

  • Valid Government ID: Passport, driver's license, SSS ID, or other government-issued identification
  • Proof of Income: Employment contract, salary slips, or other income verification documents
  • Proof of Address: Recent utility bill or rental agreement

Additional Requirements (may vary depending on the loan type):

  • OFW Pre-departure Loans:
    • Employment contract
    • Overseas Employment Certificate (OEC)
    • Passport and visa
    • Tickets
  • Vehicle Mortgages:
    • Vehicle registration
    • Proof of ownership
    • Insurance policy
  • Non-Collateralized Loans:
    • Additional income proof or guarantor information

Note: These are general requirements, and specific requirements may vary depending on the type of loan you are applying for and your individual circumstances. It's always best to contact PJH Lending directly or visit their website for the most up-to-date information.

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