First Circle offers a Revolving Credit Line designed to support the growth and operational needs of SMEs in the Philippines. This financial product allows businesses to access funds up to ₱20 million without collateral, upfront fees, or commitment. It's tailored for SMEs looking for flexible financing to cover cash flow gaps, fund expansion, or manage operating expenses. With an interest rate starting at 0.99% per month, First Circle provides a competitive and accessible financing option for businesses aiming to scale and thrive.
Using First Circle's services is beneficial for SMEs seeking fast, fair, and flexible financing solutions. Their Revolving Credit Line offers a unique advantage of re-usable credit, meaning businesses can withdraw funds as needed without reapplying for a new loan. This feature is particularly useful for managing unpredictable cash flow needs. Additionally, First Circle's commitment to transparency, with no hidden fees and a straightforward application process, ensures businesses can access financing without unnecessary complications. Their partnership with DTI and recognition by various business organizations further establish their credibility and reliability as a financing partner.
Access to a revolving credit line that replenishes after repayment, offering continuous financial support without the need for multiple loan applications.
Interest rates starting at 0.99% per month, making it one of the most affordable financing options for SMEs in the market.
Businesses can secure financing without the need to pledge assets as collateral, lowering the barrier to access funds.
Loan decisions within 2 business days and fund disbursement in just 1 business day, ensuring timely access to needed capital.
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