Last Updated: March 01, 2024
This Privacy Policy (User Policy) describes how Loanonline and related companies (Online Companies) collect, use, store, maintain and share the personal information of users of this website, www.LoanOnline.ph (Site). This Policy also applies to any of our other websites that publish this Policy. This policy does not apply to websites that publish disparate statements.
1. What We Collect:
Individual Details
Depending on the social media or networking site you choose to log in with, like Google or Facebook, our app collects user account data like email addresses and public profile data like name, gender, and ASID. This information is required as part of the registration process in order to use our service and is also used to automatically fill in relevant fields in the user interface of our app.
Our software may also keep a record of your phone number in order to verify information, such as whether a SIM card is present on the device, identify you specifically, and prevent fraud and unauthorised access.
Phone
In order to uniquely identify devices and ensure that no unapproved device acts on your behalf to prevent fraud, our app collects and monitors specific information about your device, including its hardware model, build model, RAM, and storage; unique device identifiers like IMEI, serial number, and SSAID; This helps us assess our creditworthiness so we can raise our credit scores.
1.1 Information you provide to us - We collect your company name, your full name, legal address, email address, phone number as well as other information that you provide directly on our Website.
1.2 Information we obtain from others - We may obtain information about you from other sources. We may add this information to information we obtain from this Website.
1.3. Information Collected Automatically - We automatically record information about you and your computer/device. For example, when visiting our website, we record your operating system type, browser type, browser language, the website you visited before browsing our website, the pages you visited, the time you spend on one page and another.
1.4 Information from Cookies - We may register information with cookies. Cookies are small data files that are stored on your hard drive by a website. We may use Session Cookies (which expire after you close your web browser) and Persistent Cookies (which remain on your computer until you delete them) to provide a more personalized and interactive experience on our website. This type of information is collected to make the Website more useful to you and to tailor your experience with us to meet your special interests and needs.
2. USE OF PERSONAL INFORMATION
We use your personal information as follows:
We use your personal information to operate, maintain and improve our websites, products and services;
We use your personal information to respond to comments and questions and provide customer service;
We use your personal information to send information, including confirmations, invoices, technical notices, updates, security alerts, support and administrative messages;
We use your personal information to communicate about promotions, upcoming events and other news about products and services offered by us and our chosen partners;
We use your personal information to link or combine user information with other personal information;
We use your personal information to protect, investigate and prevent fraudulent, unauthorized or illegal activities;
We use your personal information to provide and deliver the products and services that our customers have requested.
3. SHARE PERSONAL INFORMATION
We may share personal information as follows:
We may share personal information with your consent. For example, you may allow us to share your personal information with others entities for use in their marketing activities. These uses will be subject to their privacy policy;
We may share personal information when we enter into a business agreement or negotiate a business agreement in connection with a sale or transfer of all or part of a business or its assets. These transactions may include any transaction or merger, financing, acquisition or bankruptcy proceedings;
We may share personal information for legal, protection or security purposes;
We may share information to comply with the Law;
We may share information in response to legal requests and legal processes;
We may share information to protect the rights and property of Loanonline, our agents, customers and others;
We may share information in an emergency. This includes protecting the safety of our employees and agents or anyone else;
We may also share aggregated and/or anonymized data with others for their use.
4. INFORMATION AND CHANGES
You may submit a request for your personal information to our contact information below. You may delete and refuse cookies from our Website using your browser settings. Many browsers are configured to accept cookies until you change your settings. If you delete our cookies, it may affect how our Website works for you.
5. CONTACT INFORMATION
We welcome your comments or questions about this privacy policy. You can contact us: Estonia, Võru maakond, Võru linn, F. R. Kreutzwaldi tn 43b, 65610; email: support@loanonline.ph
6. CHANGES TO PRIVACY POLICY
We may change this privacy policy without prior notice. If we change, we will change the last updated date.
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