AND Financing Corporation's etomo offers accessible and inclusive financial services through technology, catering to individuals without access to traditional banking. It adheres to local regulations, including the Truth in Lending Act, and is compliant with the Anti-Money Laundering and National Data Privacy Commissions. Etomo simplifies the loan application process with requirements like a valid government ID and employment proof, targeting those working or living in specific areas around Metro Manila with a minimum salary requirement.

Using etomo for your loan needs ensures a secure, fast, and compliant borrowing experience. It stands out by offering a straightforward application process through its app, leveraging AI and machine learning for verification, and providing immediate disbursement upon approval. Etomo's commitment to financial literacy and responsible borrowing is evident through its transparent fees and charges, and it offers a range of loan amounts with clear terms, making it an ideal choice for quick and reliable financial assistance.

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Advantages of etomo

Fast and Secure Application

Leverage AI and machine learning for quick and secure loan application processing.

Transparent Fees

Clear disclosure of fees, charges, and terms before loan acceptance.

Accessible Financial Services

Provides financial services to those without access to traditional banking.

Compliance and Privacy

Strict adherence to local regulations and prioritization of data privacy.


What our customer says about etomo

Hear from delighted customers who've found success with etomo

User Experience
Customer Support
Product/Service Range

I am genuinely impressed with etomo for their level of Trustworthiness. Throughout the process, I was always provided with full and transparent information about the loans and conditions, making me feel at ease when making decisions. The customer support team is also very professional and attentive. Thank you, etomo, for being there for me!"


When searching for a reliable lending service, I chose etomo and was not disappointed. The User Experience from the first step to receiving the loan exceeded all my expectations. They have a rich array of products/services that cater to all my financial needs. The team at etomo is always ready to answer any queries and support any issues quickly.


One of the things I value most about etomo is their Range of Products/Services. Whether you need short-term or long-term loans, etomo has the right solution. Moreover, their customer support team is truly excellent, always listening and resolving any of my concerns swiftly and efficiently. It was a great experience working with etomo.


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